How to play 3 card poker: Rules, Tips and Strategies

Three-card poker is a popular casino game that combines the speed of blackjack and the mechanics of poker. The game dates back to the 1500s in Spain and Italy, but the modern version that we know today was created in 1994 by Derek Webb. Since then, three card poker has become a staple of many casinos around the world thanks to its easy-to-understand rules, fast-paced action, and engaging gameplay.

To help you understand how 3 card poker is played, we're covering everything you need to know about the game, from its rules to its betting options to the perfect strategy.

What is Three Card Poker?

Three-card poker is a casino table game where players try to beat the dealer by making the best 3 card poker hand. In this game, players play against the house rather than each other, which means it's impossible to win over the long term. This makes 3 card poker more akin to other casino poker games such as Ultimate Texas Hold'em and Let It Ride Poker rather than traditional games such as 7-card Stud poker and Texas Hold'em poker.

3 Card Poker Rules

Table etiquette

Three-card poker is a popular casino game as it's easy to learn and offers simple yet engaging gameplay. The aim of the game is to make the best poker hand to try and beat the dealer. Before we dive deeper into how to play three-card poker, let's look at a quick rundown of the rules:

  • The game is played with a standard 52-card deck.

  • Players must make the Ante and Pair Plus wagers before the cards are dealt.

  • Each player receives 3 cards and must decide whether to continue in the hand or fold it.

  • To continue in the hand, each player must make the Play bet, which is of equal value to the Ante bet.

  • Once all decisions have been made, the dealer turns their hand face up to check if they qualify - if the dealer has jack-high or worse, they do not qualify.

  • The dealer compares their hand against the players' hands and pays them out accordingly.

How to Play 3 Card Poker

Image of How To Play three card poker

If you want to learn how to play three card poker but aren't sure where to begin, we've got you covered; our guide help you understand how the game is played, how to determine the winner, and what pay outs you receive when you win.

Starting the Game

Before the cards are dealt, players must make a wager. There are two bets available on three card poker tables:

  • Ante Bet: A bet that your hand will beat the dealer's hand. This bet is typically required to play a round of 3 card poker, although some casinos allow you to play with just the Pair Plus bet.

  • Pair Plus Bet: A bet that your hand will be a pair or better. This bet is paid out regardless of whether or not you have a better hand than the dealer.

Once all bets have been made, the dealer will deal three cards face down to each player at the table. Three cards are then dealt in front of the dealer.

Note: In some casinos, players can join the game by placing either the ante or the pair plus bet, so check the house rules before playing.

Gameplay

After the cards have been dealt, each player must decide whether they will play or fold. If the player has a bad hand and wants to fold, they have to discard their hand and the dealer will collect their bet. However, if the player wants to gamble and continue, they must place an additional bet called a "Play" wager, which is placed in the "Play" section of the table.

When playing at an online casino, the Pair Plus bets are completed during this phase of the game, as the results aren't reliant on the dealer qualifying. Pair Plus wagers pay out depending on the strength of the hand you make. Below, we've posted a common pay table for the Pair Plus side bet.

  • Pair 1 to 1

  • Flush 3 to 1

  • Straight 5 to 1

  • Three of a kind - 30 to 1

  • Straight flush - 40 to 1

Winning Hands and Payouts

Once all players have made their decision, the dealer turns their hand face up. The dealer must make a hand of queen-high or better to "qualify." If the dealer doesn't qualify, the Ante wager is paid out at even money, but the Play bet is a push.

If the dealer qualifies, you compare the player's hand against the dealer's. If the player has a better hand, both the Ante and Play bets are paid out at even money. However, if the dealer has the best hand, the player loses both their Play bet and Ante bet.

The hand rankings are slightly different in three-card poker compared to other games such as video poker. To help you understand whether you've won or lost we've posted the following table displaying the hand rankings from worst to best.

  • High Card - 3 non-paired cards in non-sequential order not of the same suit (e.g. Kd8s7c).

  • Pair Two cards of the same rank with an additional card (e.g. AdAc9s).

  • Flush 3 cards of the same suit in non-sequential order (e.g. 3h8hJh).

  • Straight 3 cards in sequential order, not of the same suit (e.g. 7h8h9d).

  • Three of a kind 3 cards of the same rank (e.g. 7d7c7h).

  • Straight Flush - 3 cards of the same suit in sequential order (e.g. 9cTcJc).

Tied Hands

In the event that the player and the dealer have the same hand rank, the other cards are used to determine the winner. For example, Player A has A-K-5 and the dealer has A-Q-6. Both the player and the dealer have ace-high, but as the player has the higher second card, they win the hand. If both the player and the dealer have identical first and second cards, the third card is used to determine the winning hand.

In the event of the player and the dealer holding the exact same cards, the hand is considered a push.

Ante Bonus

Some casinos offer a bonus on the Ante bet if the player wins with a strong hand. These rewards do not require an additional wager, making them an attractive proposition for the player. Best of all, the ante bonus is paid out regardless of the dealer's hand, meaning you won't miss out if the dealer has jack-high or lower.

Below is an example of a common Ante bonus pay table. However, bear in mind that the pay outs will vary depending on the house rules.

  • Straight 1 to 1

  • Three of a kind 3 to 1

  • Straight Flush 4 to 1

3 Card Poker Strategies

Image of poker card combinations

Three-card poker strategy is incredibly simple to learn to play, especially when compared to regular poker games. There's no need to "make a play" at a pot by running a huge bluff; simply remember these two rules, and you'll play perfectly:

  1. Play all hands that are equal to or greater than Q-6-4.

  2. Fold all hands worse than Q-6-4.

That's it! You've just learned how to play perfect three-card poker strategy. However, due to the house edge, following the optimum strategy isn't enough to win. That's why we recommend all of our readers play for fun rather than profit.

Advanced Tips and Tricks

While three-card poker strategy is simple to learn, there's a lot more to the game than simply sitting down and betting. That's why our experts have shared their helpful tips for making the most of your gaming experience.

  1. Practice Bankroll Management

    Our experts recommend that you only bet a small percentage of your bankroll each round, as this helps to minimize the risk of going broke, allowing you to enjoy the game for longer.

  2. Check Payout Rates

    Some casinos offer different payout rates for their three card bonuses, so it's worth it to shop around. While every ante bonus pays 1-1 on straights, some casinos may pay up to 5-1 on straight flushes.

  3. Understand House Edge

    If you want to minimize the edge the casino has, we recommend against playing the Pair Plus bet. This is because casinos only pay 1-1 when you make a pair, but the chances of making a pair are around 1 in 6. Overall, the Pair Plus bet has a house edge of 7.28% compared to that of the Ante bet, which is only 3.37%.

Expert Tip

To limit your losses and increase your chances of winning in the short term, we recommend sticking to the Ante bets and following perfect strategy.

Differences Between 3 Card Poker and 3 Card Brag

Three-card poker and three-card brag are two similar card games that are commonly found in the UK. However, despite their similarities, the two games are not identical. To help you better understand these two games, we've highlighted their similarities and differences below.

Similarities

Table of similarities three-card poker and three-card brag
3 Card Poker 3 Card Brag
Requires the player to beat the dealer by making the best three-card poker hand. Players win by making the best three-card poker hand to beat the dealer.
Perfect three-card poker strategy requires players to make a play bet with all hands better than Q-6-4 and fold all others. The perfect strategy for 3 card brag is to fold all hands worse than Q-6-4 and play all better hands.

Differences

Table of differences three-card poker and three-card brag
3 Card Poker 3 Card Brag
In three-card poker, a straight flush is the best possible hand. In 3 card brag, a "prial" (three of a kind) is the best possible hand, with three 3s being the strongest.
The RTP rate of the Ante bet in three-card poker is 96.63%. The RTP rate of the Ante bet in 3 card brag is 96.65%.
Expert Tip3 card brag has a slightly better RTP rate than three-card poker while ostensibly being the same game, so if your casino offers both 3 card brag and three-card poker, choose 3 card brag.

Best Casinos to Play 3 Card Poker

When playing three-card poker, it's important to play at the best casinos, whether live or online. To help you find the best place to play, we've highlighted the key differences between brick-and-mortar casinos and online casinos, as well as a list of the best casinos available to Canadian players.

Table of comparison between online and landbased casino
Online Casinos In-Person Casinos
Larger variation in minimum and maximum bet limits Smaller variation in betting limits
Larger variety of games available Limited variety of game available
Access to generous promotional offers Limited access to promotions
Available to play 24/7 Only available at certain times of the day

Based on the features they offer, we recommend that our readers choose to play three-card poker at the best Canadian casinos, such as the ones below:

Lemon Casino logo
Lemon Casino

Rating: 9.9/10

  • Over 4,800 slots and 400+ Live games
  • Fast Withdrawals
  • Lemon Lotto Wheel - Daily No Deposit FS
  • Treasure Boxes - Loyalty Program
  • Non-Sticky Welcome Bonuses
  • No wager 7% Weekly Cashback
rooli casino logo
Rooli Casino

Rating: 9.2/10

  • Local Payment Methods
  • Winning Welcome Bonuses
  • VIP Membership with Exclusive Perks
  • Top Progressive Jackpots
  • 24/7 Support

Conclusion

Three-card poker is a fun table game that takes elements of poker to create a fast-paced and engaging casino game. The game is easy to learn thanks to its basic rules, and even the perfect strategy can be learned by memorising two sentences! We've recommended some of the best casinos offering three-card poker, but make sure you always gamble responsibly when playing for real money.

Dmitry Rogalchuk
With over 5 years of experience in iGaming, Dmitry Rogalchuk leads a content team at CasinoCanada, ensuring that every article on the CasinoCanada website is informative and engaging for our readers.
Head of Content
The University of British Columbia
The University of British Columbia & McGill University degrees, strategic marketing & content leadership expertise, sales strategies development
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FAQs

How many bets are available in 3 card poker?

Three-card poker offers a total of three different wagers. The Ante wager is the bet that the player will win against the dealer and must be placed before the start of the round. The Pair Plus wager is a bet that the player will make at least a pair or better and must also be placed before the cards are dealt. The Play wager is made after the player has been dealt their cards and is placed if the player wants to continue in the hand.

What is the best hand in three-card poker?

The best hand that you can make in three-card poker is a straight flush, which is three cards of the same suit in sequential order, such as the 7 of hearts, 8 of hearts, and 9 of hearts. This hand typically comes with an ante bonus of between 4-1 and 6-1, and has the highest payout of 40-1 when playing Pair Plus.

What is the house edge in three-card poker?

The house edge of three-card poker varies depending on the bet being made. Pair Plus has the worst house edge at 7.28%. The Ante wager has a house edge of 3.37%, but the best bet is the Play bet, which has a house edge of only 2.02% when following perfect strategy.

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